Support for a sudden unexpected expense or loss of income

The fund is managed by your local council, so you will apply directly to them. It aims to help someone manage if they have a sudden, unexpected expense or loss of income. This short-term help is backed by guidance and support to help those who need it to get back on track for the future.

The fund helps someone who is vulnerable and unable to pay for essentials, including:

• energy and water bills
• food
• essential items
• housing costs.

You do not necessarily need to be receiving benefits to get help, and if you receive benefits, they will not be affected if you get a payment from the fund.

Different councils have slightly different rules and application processes so it’s best to check. If you’re not sure who your local authority is, you can check here.

When you apply, you’ll be asked questions about your finances, so make sure you have bank statements, pay slips, Universal Credit statements and any other documents that show your income. The council adviser will then assess your situation and confirm if you will receive a payment, which may be given to you as a voucher.

As well as supporting individuals, the fund covers services to help people manage budgets and reduce debt, and supports community organisations to provide these services too.